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SALARY LOANS/ PERSONAL LOANS

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For Salaried Individuals:

  • Must be 23 to 60* years old upon loan maturity
  • With a minimum gross monthly income of Peso15,000.00 for Metro Manila-based applicants orPeso10,000.00 for provincial-based applicants
  • Must be with the current company for at least one (1) year on a regular / permanent status
  • With office landline
  • Must be Filipino citizen

* 61 to 65 years old upon loan maturity may be allowed if verified with employer that retirement age is 65 years old. Borrowers who are more than 60 years old upon loan maturity must also submit a photocopy of Credit Life Insurance.

 

For Self-Employed Individuals:

  • Must be 23 to 60 years old upon loan maturity
  • With a minimum gross monthly income of Peso15,000.00 for Manila-based applicants or Peso10,000.00 for provincial-based applicants
  • Business must be registered in existence of operation for at least three (3) years for Trading and Services industry or five (5) years for other industries
  • With office and home landline and / or mobile number
  • Must be a credit cardholder
  • Must be Filipino citizen

For Salaried Individuals:

  • Completely filled out application form
  • Photocopy of latest ITR / Form 2316
  • Photocopy of ID issued by the employer with photo and signature
  • Photocopy of one (1) month latest payslip

For Self-Employed Individuals:

  • Completely filled out application form
  • Photocopy of latest BIR Form 1701
  • Photocopy of unexpired Certificate of Registration from the Department of Trade and Industry (DTI)
  • Photocopy of latest two (2) months credit card statements
  • Photocopy of latest six (6) months bank statement of accounts
  • Photocopy of the face of credit card
  • Photocopy of two (2) government-issued IDs with photo

 

Purpose: Multi-purpose, e.g., tuition fee payment, travel, 
pay-off credit card balances, purchase of appliances, 
home improvements or to jumpstart 
business ventures

Loan Amount: 
Minimum - P50,000
Maximum - P1.0 MM 

Loan Term: up to 24 months

 

W-Women's Loan is a multi-purpose loan which will cater to 
the market segment untapped by formal sectors of the banks.


Loanable Amount: P10,000 – P100,000

Eligible borrowers: Filipino citizen, Salaried or Self – employed
Age: 21 – 60yrs old 

Loan Purpose: Multi – purpose
Loan Term: Up to 36 months
Repayment mode: Post-dated Checks
Proceeds: Sterling Bank Loans Card  
Co – maker: No Co-maker

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Processing fee:  

loan amount of P10,000 - P20,000 = P800
loan amount of
 P21,000 - P30,000 = P1,200
loan amount of
 P31,000 - P100,000 = P1,500

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Requirements:

For EMPLOYED/SALARIED:

*Employment Status: Permanent and regular; 
                                at least one (1) year work tenure.

1. Duly filled up application form
2. 1 Company and 1 Government issued ID
3. Latest 1 month pay slip
4. Latest ITR ( Form 2316)
5. Latest utility bill
 
    ( electric, water, home landine phone, or cable bill)

For SELF-EMPLOYED:

1. Duly filled up application form
2. 2 Government issued IDs
 
3. Latest 6 months bank statements
4. "Latest ITR - Form 1701 (sole proprietorship)/ Form 1702 (partnership)"
5. Latest business registration papers
6. Latest utility bill 
    ( electric, water, home landine phone, or cable bill)
7. Three (3) character references

YOUR SUCCESS IS OUR BUSINESS! SPEED AND ACCURACY SERVICES ACROSS THE BOARD.